When you turn 65 and if you are already drawing your Social Security check, then Social Security will typically mail your Medicare ID card to you automatically. You should receive your card approximately 3 months prior to your 65th birthday. Your Medicare card shows that you have Medicare health insurance and the date your coverage starts. If you have not received your Medicare card within that timeframe, then you will need to contact Social Security so that you can apply for Medicare or have an ID card issued to you.
If however, you are not drawing your Social Security check at age 65 – for instance if you are still working and are on your group employer plan – then when you decide to retire, you will need to apply for Medicare Part A and B through the Social Security office.
For more information about Medicare, contact us at 941-405-3900.