Unfortunately, there are no Medicare Part D plans without a donut hole. When a Part D plan is submitted to Medicare for approval, it has to abide by the rules and regulations – which include 3 drug stages, the second of which is the ‘donut hole’. There are however, some Medicare Part D plans in Florida that provide coverage for generics while in the donut hole.

Your Medicare plan may also offer cost-saving benefits that can be worth checking into to help keep more cash in your pocket. Explore some of the following ideas to save money on your prescription drugs:

  • Pick a network pharmacy
  • Follow the formulary
  • Use generics if you can
  • Make mail-order your pharmacy choice

You can also save money on your prescription drug costs if you qualify for the Medicare Part D “Extra Help” program, also referred to as Low-Income Subsidy. This program helps people with limited income and resources pay for their Medicare prescription drug plan costs, such as premiums, deductibles, and coinsurance.


For more information, call us at (941) 405 – 3900.

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