Tips to Help Prevent Falls
As we know, falls can lead to injuries and broken bones – which can make it difficult to do our daily activities like taking a bath or getting dressed. More serious falls can result in the need for a nursing home
As we know, falls can lead to injuries and broken bones – which can make it difficult to do our daily activities like taking a bath or getting dressed. More serious falls can result in the need for a nursing home
Come out this Thursday to the 2016 Health and Wellness Expo hosted by the Venice Friendship Center. During this free and open to the public event, attendees will have an opportunity to win prizes and talk with exhibitors. Legacy Health Insurance
Unfortunately, there are no Medicare Part D plans without a donut hole. When a Part D plan is submitted to Medicare for approval, it has to abide by the rules and regulations – which include 3 drug stages, the second of
If you're in Bradenton, Sarasota, or Venice, having a licensed insurance agent to help you with your Florida Medicare needs is always a great idea. Medicare plans can and do change from year to year, so it is extremely important to
Since individuals pay Medicare taxes through payroll deductions, if you work and pay taxes for at least 10 years then you qualify for premium-free Medicare Part A when you turn 65. Your non-working spouse will also qualify at age 65 based
If you currently use few or no drugs, you may wonder if it is worth signing up for a Medicare Part D prescription drug plan because you would be paying a premium to have a plan that you don't use. However,
These days, many people continue to work well beyond the age of 65 – the age when most people become eligible for Medicare. If you are actively working at age 65 and have credible health coverage through your employer, you do
Depending on what type of coverage you have, changing doctors under Medicare will require different steps. If you have Original Medicare (Parts A and B) and a Medicare Supplement plan: With this coverage, you can go to any doctor or provider
Most plans with Medicare prescription drug coverage (Part D) have a coverage gap, which is sometimes referred to as the “donut hole”. Once in the donut hole, there is a temporary limit on what the drug plan will cover for a
Hospital status (whether inpatient or outpatient) affects how much you pay for hospital services – like x-rays, drugs, and lab tests. Quite often people think that they’ve been admitted to the hospital as an inpatient because they’ve stayed overnight or maybe
There are several types of Medicare Advantage plans that offer help with hospital costs, doctor visits, and other medical services that you get with Original Medicare. Two of the more common types (HMO and PPO) can be difficult to understand, so
Veterans Affairs (VA) benefits work side-by-side with Medicare. Meaning, you can have both Medicare and VA benefits simultaneously – you do not have to choose one or the other. However, Medicare and VA benefits do not work together, but rather Medicare
When you turn 65 and if you are already drawing your Social Security check, then Social Security will typically mail your Medicare ID card to you automatically. You should receive your card approximately 3 months prior to your 65th birthday. Your
Medicare mails Form 1095-B, also called the Minimum Essential Coverage Notice, to Medicare beneficiaries every year. The form serves as proof that you were covered by Medicare Part A (hospital insurance) for all or part of the previous year. Medicare also
Many people are aware that they can save on prescription drug costs by switching from brand-name drugs to their generic equivalents. However, the topic of generic drugs can be confusing. For starters, a generic drug is a copy of a brand-name
If you have made an appointment to see the doctor for an annual check-up or a health care concern, great job. By being actively involved in your health, you play a large role in safer health care. When you're at the
Many people have heard of both Medicare and Medicaid government programs, but some of us don't have a firm understanding of what each is and/or how they differ. Both programs provide health coverage to Americans, however Medicare is an insurance program
Prescription drugs can take a big bite out of your budget. Your Medicare plan may offer cost-saving benefits that can be worth checking into to help keep more cash in your pocket. Explore some of the following ideas to save money
Medicare eligibility begins at age 65 for most people. Boomers born in 1951 are next up to join the ranks of Medicare beneficiaries. Below are some useful tips to help get a head start on learning the basics about Medicare: You
Medicare supplement insurance (Medigap) helps pay some or all of the out-of-pocket health care costs that Original Medicare Parts A and B does not cover (like deductibles, co-payments, and co-insurance). Medigap plans are offered through private insurance companies and are standardized
Do you have trouble paying your monthly Medicare premiums or other Medicare costs? If you have limited income and assets, you may qualify for help with medical costs for care you receive under Medicare. Your income includes money you get from
Changes to Medicare happen each year, and they affect millions of Medicare participants. Considering Medicare is a crucial part of how Americans 65 and older manage their healthcare expenses, it's important to know what new Medicare provisions will take effect in
Open enrollment, which ends on December 7, is the one time of year when you can add, drop, or switch your Medicare coverage. Make sure you have reviewed your healthcare options before it's too late. During this period you can: switch
It’s not unusual for spouses to be covered under the same health plan for much of their married life – often an employer plan. This can be a wise and economical choice for many couples and families. All that changes however,
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Legacy Health Insurance is not a government agency. We are Independent Insurance Agents. Legacy Health Insurance and the independent insurance agents are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options